The expense trackerbuilt for couples

Fairmony is an expense tracker built specifically for couples. Unlike general bill-splitting apps, it divides shared expenses in proportion to each partner’s income with its Smart Split feature, syncs in real time between both partners, and never requires bank linking. It is free on iOS and Android.

When partners earn different amounts, an even 50/50 split is rarely fair. The proportional method splits costs by income share: if one partner earns 60% of the household income, they pay 60% of shared expenses. Fairmony’s Smart Split calculates this automatically for every expense, so a couple earning $4,000 and $6,000 would split a $2,400 rent as $960 and $1,440.

No. Fairmony never links to your bank. You log expenses manually as you go, and your financial data stays on your devices rather than a third-party server. This makes it a privacy-first alternative for couples who want a shared budget without granting bank access.

Yes. Fairmony is free to download and use on both iOS and Android.

Splitwise is designed for roommates and groups splitting one-off bills evenly. Fairmony is designed for couples building a life together: it splits expenses proportionally by income, tracks recurring bills, installments and future payments, supports multiple currencies, and shows a shared balance in real time — without bank linking.

Yes. Fairmony supports multi-currency expenses with automatic conversion, so a couple who earns or spends in different currencies still sees every split calculated fairly.