What both apps can do
Splitwise supports unequal splits between any number of people, and its Pro plan adds a saved default split with a custom percentage such as 55%/45% (Splitwise subscriptions, reviewed 7 September 2026). Its help center documents recurring expenses on web and mobile, with weekly, fortnightly, monthly or yearly repeats (Splitwise help center, reviewed 7 September 2026).
Fairmony’s App Store listing describes income-based, 50/50 and custom splits, and records who paid, each partner’s share and what is ready to settle. It also lists recurring expenses, scheduled future payments and installments (Fairmony App Store listing, reviewed 7 September 2026).
How you set an income-based split
The official documentation reviewed describes percentage defaults; enter your income proportion as the percentage. For example, Splitwise’s saved default split can be set to a custom percentage such as 55%/45%, matched to your own income proportion (Splitwise subscriptions, reviewed 7 September 2026).
Fairmony’s listing describes an income-based default for new expenses and percentage-based splits (Fairmony App Store listing, reviewed 7 September 2026). If you want the mechanics behind that default, understand the income-based split before you compare the two workflows.
Which app fits your household?
Splitwise groups can include any number of people — trips, housemates and families, not only couples (splitwise.com, reviewed 7 September 2026).
Fairmony’s listing is built around two people, with a Personal scope for your own spending and a Couple scope for what you share, plus categories and reports for both. It also lists offline entry that syncs when you reconnect, quick entry from Apple Watch and iOS, and no bank connection required (Fairmony App Store listing, reviewed 7 September 2026). To learn what Fairmony records, see the home page.
Free and paid features
Splitwise’s Pro plan adds saved default splits with a custom percentage, currency conversion, receipt scanning, charts, search and, in select countries, transaction import; its help center says free accounts have a daily expense limit (Splitwise help center, reviewed 7 September 2026).
Fairmony — free to download with a paid subscription; the listing names it Premium. Prices vary by market and change; check the store (Fairmony App Store listing, reviewed 7 September 2026). Fairmony is also listed on Google Play (Fairmony on Google Play, reviewed 7 September 2026). Not every feature described on this page is confirmed on every platform or plan.
- Splitwise
- Unequal splits and recurring expenses are documented in its help center, which does not say which plan they require. Pro adds saved default splits, currency conversion, receipt scanning, charts, search and select-country transaction import.
- Fairmony
- Free to download, with a paid subscription the listing names Premium for additional features. Listed on both iOS and Android.
Before switching
Export your Splitwise data, or otherwise keep access to the records you need, and agree with your partner on what counts as a shared expense going forward. If you want to see how the numbers would look either way, test your figures in the calculator first.
Frequently asked questions
Can Splitwise split bills unequally?
Yes. Splitwise supports unequal splits, and its Pro plan includes saved default split settings. An income-based percentage can be used as a percentage split.
Does Splitwise support recurring expenses?
Yes. Its official help center documents recurring expenses on web and mobile.
What is Fairmony’s focus?
Fairmony focuses on tracking shared expenses for couples, including income-based splitting. Compare the workflow and current plan details with what you need.
Can I import my Splitwise history into Fairmony?
This page does not promise an automatic import. Confirm current import support before switching, and keep access to any records you need from your existing app.
Try Fairmony for your shared expenses
Record who paid, each partner’s share, and what is ready to settle, with income-based, 50/50 or custom splits.
No bank connection required.